BLOGS FROM SIDNEY

In the Mirror

Riley

Dog Insurance

Blog From
March 3rd, 2009

O.k., this is a serious topic so let’s make sure we know what we’re talking about from the top. Dog Insurance. That’s insure, not assure or ensure or insecure or any of the other “ures”. We’re talking about purchasing a policy that will pay for healthcare for you dog throughout his life. And the girl dogs, too. All of us.

It’s also called canine insurance. Pet insurance for your dog. Veterinary pet insurance for your dog. Affordable pet insurance for your dog. Top pet care insurance for your dog, and a bunch of other names, too. But, whatever you call it, it should save you money in the long run and give your dog the best medical treatment available.

So why bother? Because stuff happens and because a lot of dogs have congenital health issues specific to their breeds. In fact, mixes can have a rougher time since they’re susceptible to the maladies of all of their ancestor breeds.

And while we don’t like to think about it, we should plan for it. Especially in tough economic times. Because it makes dollars and sense to spend a little now to save a lot down the road.

For example, one in three pets (that’s all pets, not just us dogs) require unexpected healthcare in any year. And, 30 to 40 percent of all insurance claims are for chronic conditions, lasting more than one year. Ka-ching. Ka-ching.

Fortunately, there are pet insurance companies that allow humans to customize policies to meet both needs and budgets. There is at least one company that covers hereditary conditions without a dollar limit. And pets can also be covered for life even if we develop a chronic condition. Very nice.

So, find a good dog insurance company and give it a try. Both you and the dog in your life will be tail-wagging happy that you did.

See you in the mirror.


 

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